partyspooper
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Jan 4, 2015 1:22 PM
partyspooper
596472
12861
96
SchelmM6
If you have no debts and 10 dollar in your pocket (or whatever currency you have worth 10 dollar) you are richer than 25% of all Americans.
MissSnowSkellington
LEGIT. Seriously. I feel like a rich lady because I just got birthday/Christmas money. But alas, I know my gas tank will eat it soon.
browsing
*college kids living outside their means
classiqueP29
This is my life as an employed adult in her late 20s...
Synigma
I hear you. Ugh is really the word that describes it all.
WhitneyHoustonWeHaveAProblem
The worst is when your card gets declined for buying a $2 tube of Chapstick.
ProCheeseburger
As someone in the military there is nothing like standing in line... At the atm.... At 2359
francisbegbie
So much Kdrama on imgur the past few days! It makes me so happy.
Harumochi7
Me too!
trollsack
"We're chasing cars & clothes. working jobs we hate, so we can buy shit we dont need to impress the people we dont like.." - FightClub TD/CP
iampurplelungs
Life as many working class people
mush01
Shh, there are only middle class people in America, remember?
PunchViolenceInTheFace
That haven't prioritized their spending...
PunchViolenceInTheFace
My experience is watching my brother spend money he doesn't have on trips etc and a car more expensive than mine, but I make a lot more.
PunchViolenceInTheFace
When he says shit like this picture I roll my eyes so hard.
likeabakerikneadthedough
Since the 70s the US median wage has declined (inflation adjusted) despite productivity increasing. 1% captured 95% of income gains since 09
sacredgray
Without spending a cent on silly things, I still live pretty much paycheck to paycheck. Studio apartment and student loans.
PunchViolenceInTheFace
I bet I could find fat to cut.
DancingPanther
I have $12.47 in my bank account right now.
FrogPaste
Suddenly: Netflix - 8.53; Overdraft Fee - 35.00 Balance: - (42.95)
Rips4w
My bank account is like the HP bar in Dark Souls.
sindread
Yeah, that's pretty accurate.
SrDave
I actually keep my account open with 1 penny. Now i am sad :(
SirForeverAloneEsquireLe1stAndOnly
I had mine open with 44 cents. I haven't used that account since I got a new one 5+ years ago. I finally closed that account 2 weeks ago.
sjhamn
Are you still a student or out in the big world? I'm sorry to hear that :(
SrDave
Actually a student :P yep. Just getting ready to make another fucking payment again. So i got that going for me :)
ABonkeysManana
Witch isn't so nice.
WarJesus420
Always making their poison apples and shit.
shadowlev
As he's at a restaraunt. I eat cans of chili and soup from aldis when I'm low on money.
SuzetteTheSmoreSchnappsGirl
def not a restaurant but ok
funkyguy4000
Aldis is the best! So cheap and some of their stuff is better than copps food.
TriggerSad
Actually, though I could be very wrong here, but there's eating at a neighbor's house who was teaching them how to cook... I think.
Lacraz
Yea, the chef neighbor was giving cooking classes to his building. This is the last episode where they basically just had a dinner party.
SkyrimIsForTheNerds
I eat ramens from aldis XD
texastwostep
I love aldis! Wish they had one where i live :<
Lacraz
Don't mean to be that guy, but I've seen this drama and they're actually at a neighbors apartment who's a chef making them dinner.
LarryDNJR
No you need to be that guy because people are quick to make assumptions without knowing the facts.
Lacraz
It's called "Flower Boys Next Door," very funny korean drama. But as someone who's paying back her loans, I know only food costing under $2
thegirlfromtheplaceyouknow
If you have that little money, why did you go out to eat?
Gonefishing
I have $300 in my wallet. Can't use it, but, I can stare at it until it goes to the landlord.
TheEarthIsMusicForThoseWhoListen
Honestly in the exact same boat :(
rockerman28
As a uni student in australia, my bank account has 5 digits, and hopefully counting. Don't spend ridiculous and work hard. :/
peppermintpixie
In australia you get uni paid for. USA has outrageous uni tuitions that we pay ourselves with nasty student loans.
zaphod
Hmm 58c in bank account...eats out...seems legit.
rellea
In Korea, it's a social custom kinda to treat each other to meals. Like all the time for whatever reason. Different cultures.
Iamthesupreme
Life as a working adult.
llamamaps
wh33lm4n
Depends on the work. Engineer here...
BiggieCheeseForStateGovernor
Hey! I've never hit the negatives, I mean, my savings and current account are in the double digits, but its still above the negatives! :')
Krakencrotch
Do you start the month with 29,95 to keep you until the 24th? Because I did.
WhorgasBored
Professional adult, husband in vocational school, 2 year old. 58 cents is my bank account balance for the last 1/3rd of every month.
pencilholder
..who has either a shitty income or brutal debts.
Dorover
As a student, you two bastards aren't giving me much motivation here!
calldrdaley
I remember an imgurian that would bang a couple and they paid for all college expenses and a car. Better to be literally fucked, amirite?
luckyflavor23
um...can i bang that couple?
AbeFromanSausageKingOfChicago
Basically, you hit your late 20's finally making money but make the same spending mistakes as college. Then it straightens out in your 30's
BlaneStrickland
How do you know my life?
iraqlobsta
Just enough for 2 packs of ramen!
Klawlight
I don't know about where you live, but in my college's city, the cheapest you can find ramen is 75c.
iraqlobsta
Iowa. I believe they keep it around 25 cents here still.
donttouchmycubes
It's the same all over North America. He's not talking about cheap brands obviously.
NipplesoftheSouth
It's upsetting that there's cheap brands of ramen.
ninjaboy56
Ok, all of these korean dramas on the front page lately... Are they are entertaining as these clips make them to be, or are they 1/2
ninjaboy56
just funny parts of otherwise uninteresting shows? 2/2
Harumochi7
Usually the ones with entertaining clips are the dramas meant to be funny. For example Modern Farmer, it was hilarious & interesting
Letsdothismeow
Depends on the show, but usually yes, very entertaining.
Theoneandonlycount
As a guy that gets an average income, I sometimes wonder if people are just in general bad with money?
grapesforducks
That's a lot of it. People don't know how to/are unwilling to live within their means. It's amazing how little you can live off of.
Printerman
Eh... in this day and age its a mix, some kids in college just spend too much on tuition, others are just awful with finance.
kitsunetsuki
So true it actually hurts. I have counted out pennies and nickels to buy packs of ramen before.
raiseyourhandifyouveeverbeenpersonallyvictimizedbyreginageorge
Life as a student.
CynicalAlbatross
That's essentially just what the title says...
Ollindberg
You must not eat enough noodles.
TheNorwegian
*american student
ThingsWithinThings
idk I was an American student and always had a couple thousand $ in my bank account because I worked and saved up.
TheNorwegian
I'm a norwegian student and get paid to go to school tho
WangPack
Sauce: Flower Boy Next Door, a South Korean drama
Jimmyn6
TVN makes some interesting dramas.
abcdefghijklmnopqrstuvwxyz1234567890
the reply dramas had me giggling in the wee hours of the morning.
Jimmyn6
reply 1994 and 1997 made me miss the pager/beeper days.
WillowBee
Yay kdramas!
Harumochi7
Haha this one was hilarious :D
IHaveSoapInMyEye
I knew it! My friend keeps telling me to watch these, recommendations anyone?
StabbyMcMurder
THANKS! I was wracking my brain trying to remember what drama this was. I was about to google her to figure it out. I loved this drama lol
ferrousprincess
Ahjumma!
jimcake
Beat me to it
Nightley
There are a lot of posts with korean dramas lately, but it's always funny. Are they really like that or it's pretty rare in the show?
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behindtheblack
Dramafever <--- lots of Korean shows, not just dramas.
myradeathray
I love telenovelas and Korean dramas give telenovelas a run for their money.
kaydeebe
Hilarious because the drama is over the top!
Akiouregian
Omg korean dramas are the best! Now I don't even watch American shows
mosdefin
They're not very funny, tbh, unless you're into over the top, exaggerated humor. Now if you love DRAMA, Kdramas btfo of american shows.
existentialcrisisblackmage
They run from ridiculously absurd to DRAMA! OH THE DRAMA!
evillesbianfromthesnakehouse
on the plus side, my friend who only sleeps 3 hours a night learned Korean by watching them.
existentialcrisisblackmage
Also misunderstandings are constant plot points
Zorbick
'Queen In Hyun's Man.' Absurd, but it made this grown man cry for about three episodes straight.
Harumochi7
Try Modern Farmer, a couple gets peed on twice, breastfeeding a puppy, villagers spreading rumors it's hilarious!
1stLtObvious
Drama...They keep using that word. I do not think in means what they think it means.
WangPack
Depends since Korean dramas are in different genres. I believe this drama would be under romantic comedy. Most do have goofy moments.
Akiouregian
Omg korean dramas are the best! Now I don't even watch American shows
transfrCASE
Technically that's better than the $-250,000 mortgage I've got after graduating
SpenceTheChef
At least you've got a degree to help you get a high-paying job in your field of study to help pay that mortgage.
EngravedToaster
...hopefully...
accipiter
Oh man, mine is only $100,000. Your misfortune makes me feel better :')
shadowex3
holy shit only six digits?
RageCuddles
What's your monthly payment tho? My apt is a shit box 500sq ft and it's $1400 per month! Wish I could funnel it into a mortgage.
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RageCuddles
Yeah, that's pretty sweet. It's sad to pay so much rent rather than a mortgage but I have to move often for my job so I can't settle yet.
brutalswede
I've got a 37m^2 flat with heat+water included. $500 per month. Internet and power I have to pay myself, but it's not too bad.
MMPRMastodon
On what, a condo? Mortgages where I am are in the upper six figures for even a small house
Iamnotacreativeman
Californian unite!
changingmynamerealquick
Where I'm from, middle-sized houses w an upstairs, in a friendly neighborhood, are around 175,000.
carolinaguuurl
Bought my 5 BR 3 Ba house (3k sq ft) for $150K.
MMPRMastodon
In I am assuming Carolina?
carolinaguuurl
Close: Georgia, fifteen minutes away from downtown Atlanta.
Nondino
250,000 can get a nice house where I am.
canadianbunnyeh
you can't even get a litter box for 250 000 where I live.
InboxMeYourB00bs
Lol that could get me an amazing 4-5 bedroom where I am!
ThatGuy112
250k here is the lower end price for a "McMansion".
FartBoner69
That could buy 4 fixer-uppers where I am. Or 1 very nice house.
bobbi21
Where are you from? Wish everyone would say, it's interesting to know real estate prices in different areas.
FartBoner69
Eau Claire, Wisconsin.
SaintMaceToTheFace
Outside of Columbus in Ohio that's would buy a nice house and some land
poncival
I have a 4 digit PIN for a 3 digit bank account
GoBlue
When you say 3, are you including the cents?
IdownvotecatpicsandpeoplewhosayDootSauceDedBaeandJavert
Counting the decimal point, I have a three-digit bank account.
rainbowcoloredpoop
I have a 4 digit pin for a 4 digit bank account. It's in the negative though.
Captainplanetmotherfucker
Don't take this the wrong way but I just read your comment and just went "Shit". It just made sense, you know?
DangQuesadilla
Dang you're rich!
MatthewCassar
I have a 16 digit pin for a 7 digit bank account :). ahh, financial stability is beautiful.
TohruRokuno
Gotta rub it in. I bet you could pay off my mortgage and have money left over.
wam3483
Haha this is so clever.
shinagami091
The only time I've seen 4 digits in mine is right after tax return. It doesn't last long either.
ZacMuerte
WOOO, $1,009! pay off half the bills: -$90... well it was fun while it lasted
DeathtyOneDeathtyTwoDeathtyThree
I have a 4 digit PIN for a 6 digit bank account. ...Okay fine, I'm counting xxxx.xx as 6, don't judge me.
TohruRokuno
Look at Mister Moneybags over here.
gammaraycharles
I have a 4 digit pin for two 2 digit bank accounts. And one 4 digit, but shh, we don't talk about that one.
eotty
I have a 6 digit pin for a 7 digit bank account - with a minus in front
eotty
I have a 6 digit pin for a 7 digit bank account - with a minus in front
silverfang1992
... What is it?
DemonDarakna
shh, if the country hears about it, it'll tax it.
sicarius92
Student loan account probably. Could be car instalments.
gammaraycharles
My secret savings. If I don't look at or talk about it, I won't touch it.
hawngryhippo
Smart man! Or woman.
gammaraycharles
Man.
TadpoleHitler
CamnitDam
I have a six digit pin for a 3 digit bank account. I don't know why I did that
ArchAbood
As a UK student, I have a 6 digit pin for an account that never goes above 3 digits...
IfYouCheckMyCommentsYouWillNoticeImNotAFunnyGuy
You mean maximum is $9.99 ?
HtCtiwtchyk
I assumed he meant max : $999. If you include cents though, I have a 5 digit number in my bank account.
ImGoingToHellinEveryReligion
I have a 4 digit pin for a 5 digit mortgage
limmer38
Ouch
whoissamo
I know that feels bro :/ I'm the only one of my mates who has a mortgage, and they can't understand why I can't do all the nights out...
Anth0ny229
That's definitely not a bad thing. Good luck getting it all paid off so you can enjoy after. While they will be where you are now.
ImGoingToHellinEveryReligion
lol mate, you have mates, you have everything. full time job,working on my PhD and living with my fiancee and her parents. 1/2
ImGoingToHellinEveryReligion
2/2 while the flat is rented to pay the mortgage.
whoissamo
but no girl to spend my non-existent money :'( http://reactiongifs.me/wp-content/uploads/2014/04/crying-money-woody-harrelson-zombieland.gif
anickseve
YOUR MORTGAGE ONLY HAS 5 DIGITS?!?!?!?! You Lucky Bastard >.<
ImGoingToHellinEveryReligion
yeah, and it starts with an 9. shit
anickseve
"Ya win some, ya loose some" i guess :P
TohruRokuno
Haha, my 5 digit mortgage starts with a 3!
PapaMurphyspizzaman
Is your pin 6969?
ZacMuerte
FUCK! i mean... no? Unrelated note: does anybody know how to change the pin on an account ending in 6495?
Samuriesock
Lol thanks for telling us its four digits...get hacked nub
SomethingMoreOrLessOriginalThanOtherNames
I'm 18 and my bank account is 4 digits, I feel happy that I worked out my ass during high school.
mirwin13
Good luck keeping that shit through college
TheWorldsGreatestPlagueDoctor
Fuck yeah man, I did the exact same thing and now while my friends complain they got no money, I can spend on whatever I want.
ZacMuerte
same. and I don't know whether to gloat, or keep on acting like I have no money so they don't bother me for loans.
Anth0ny229
24 here with 7 digits not including decimals. I kinda slacked in HS. I wish I worked a little harder. But It's definitely a good feeling.
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SomethingMoreOrLessOriginalThanOtherNames
My bank account doesn't show cents. Account currently holds $3300.
donttouchmycubes
$3300 for 18 is less than average I think.. I've never actually checked statistics, but all my friends under 21 have 5 digit accounts.
GheeButtersnapsJenkins
I did that too! Enjoy it this year because now I am 19 and college and a broken down car has come...
Thegamer211
https://i.imgflip.com/ci7zr.gif
SomethingMoreOrLessOriginalThanOtherNames
No one asked you to care.
anyofmany
But a 800$ phone... just a reminder- you can not eat your phone.
donttouchmycubes
You also can't call your girlfriend with a banana, or check for directions or a piece of bread. Gamble, social media, shop.. Nothing.
HowlingFang
But that's a Samsung, you can get one of those for relatively cheap... And for all we know, it was a gift or given to him from work.
Supernerdtastic
I got one for free on a Black Friday sale. :p
SugarSmack
But it came free with the low, low price of 1/5 his income every month! Verizon cares.
pumpernicklelel
Back in my day, NBA cared.
thegr8rambino
not with that attitude
kittyinthesky
yea but as a college student, that could have been a gift from his parents. Source: my parents bought my phone but I have no real money
accipiter
This. Just because you have a luxury item doesn't mean you're paying for it every month. It might be a gift.
Luvvie
I have a Galaxy S3 that I pay $50/month for my plan. Who needs contracts?
accipiter
Not me. Someone gifted me a smartphone which I'm using with a prepaid plan as talk/text only.
shadowex3
I keep a high end phone because they last longer, don't drop calls, and basically replace my laptop for some things.
Rumpsonumpso
I've got my cheap Samsung Ace II fr 200€ 30 month ago.. So.. High end phones last longer? (It is shitty but I can do everything with it)
shadowex3
They maintain performance for longer, tend to be made with better parts, better aftermarket support usually.
CaptainButtbeard
As someone who's working while still living at home. Hahahahahahahahahaha.
JamesRusselEsq
As any potential dating prospect finding out you're living at home. Hahahahahahahahahahahahaha.
CaptainButtbeard
I'm 22
JamesRusselEsq
Ahhh, too young to be interested in dating I guess you are trying to say.
MichelleMyBell
And i have a great job. Haters gonna hate.
VioletMirage
Do people really struggle this much with money? My super power is budgeting, and sometimes I feel it's a poor power...
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VioletMirage
The problem is that people buy *little* things they can't afford. They spend $5 here and $20 there, without realizing they can't afford it.
WhoIsTheDodie
My husband n i both worked but bought lots of stupid shit. We live much better now even with 3 kids. I regret not saving n traveling more.
WhoIsTheDodie
We now pay ~12k in childcare a year plus everything else for them. still go on vacations. What the hell were we doing with all that money!!
beeratius
Well I struggle because I have to also pay for my sister and some stuff for my dad. So. Yeah.
harava
Yes, they do. I know a lot of really smart people who, for whatever reason, are always broke.
Barman42
A poor power? Are you fucking kidding?
VioletMirage
*scuffs foot* I'll show myself out
Barman42
It's okay, I'm super jealous :u.
myradeathray
yup, I meet people who are in debt and have several kids and it depressing.
VioletMirage
...but if everyone else really has this much trouble I'll console myself with being awesome.
mioelnir
I think it's a good power to have. There are few things in my life I'm happy about, not having to consciously budget is one of them. 1/+
mioelnir
I'm still amazed I made it work while I was at university. 2/2
Strandforce
A broke spouse hits the budget harder than anything. Can't get a room mate cause I already have one, but she doesn't pay rent or bills. Fu-
VioletMirage
Financially abusive trumps broke. But yes, nothing like trying to manage the money with someone who has access to it that doesn't understand