greentights
102724
2636
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EDIT:
cool, FP. uh sorry about the ordering....send memes?
Take a minute and look at how much you spend in medical needs:
your premium, your copays, your deductible, your out of pocket costs
add about 10k that your employer spent on getting the insurance *
See how much a percent of your income that number is.
Now, Medicare tax is 2.9% of your payroll income. (Half paid by your employer).
Medicare is for people 65+. These include the very sick. End of life care is the most expensive.
Medicare doesn't cover everything. But it should give you an approximation of expensive it would be to insure the sickest people. The general population is not that sick. Yes, there's more people, but the cost of each of them will be a lot lower than someone with terminal diseases.
Would paying an extra 3-5% in tax be less than what you're paying now?
People are the biggest asset to any economy. If we're all struggling & getting bankrupt by medical care, our futures are being stolen. Can abuse us today for growth, but tomorrow, you'll deal with the consequences: low birth rates, early mortality, long term disability. Businesses need to remember that they can't sell us things when we're dead. Can't make profit when there's no time/money to enjoy fruits of labor.
Do the right thing, prevent problems. Easier to fix today than tomorrow when it gets so much worse.
*sauces:
https://www.shrm.org/ResourcesAndTools/hr-topics/benefits/Pages/employers-adjust-health-benefits-for-2019.aspx
https://www.statista.com/statistics/240695/total-health-care-costs-in-us-companies-in-the-us-devided-by-employer-and-employee/
seetheforrest
Hey Americans, this needs more up votes, comments and retweets. Build better systems! You can do it, guys!
XannaDoodles
I live 4 minutes from a hospital. I had to drive 30 minutes to an ER my insurance accepts when I had kidney stones. Not MY choice
cxmpxsxd
#10 'Can't believe this monster was celebrating 9/11'
sandwichmunchies
"i bet my old colleagues are thrilled and celebrating. 9/11"...yikessss, phrasing
humaneffigy
If only people were harder to fool.
PoundSandREMF
Preserves choice? Who the hell is saying that? All I hear is fix ACA or M4A.
aergered
All of 'em but Sanders are talking about "choice". Even Warren. But choice in their contexts is no choice at all.
Camelspotting
You know, except for actually being able to make a choice that matters, instead of what's happening here.
PoundSandREMF
Only thing I have heard is healthcare for everyone and private insurance if people want it.
lawideas
I've never understood why liberals rallied around Obamacare. It was the biggest win ever for the insurance industry.
greentights
can't be denied for pre-existing conditions, can stay on my parents' insurance until I'm 26, & preventive care is 100% covered so shitty >>
greentights
insurance policies that didn't actually cover anything started to disappear
brendasnmhomes365
Thank you for the share. What some of us know already but it's nice to hear again.
Pokedmeinthecoconut
We can afford it if we reduce defense spending. Military industrial complex won't allow that to happen.
AgnosticPaladin
You don't need to reduce spending. US spends more money for healthcare than any other nation. You just need to remove the bloodsuckers.
RTK4740
Fuck this guy for so casually and deliberately perpetuating a massive scam at the expense of people dying. He took his 6 or 7 figure income.
mikeandrews2009
M4All would certainly not let you visit any hospital, you think Duke or Mayo Clinic would be able to service all the patients who wanted in?
greentights
only in short term. long term it would re-stabilize & fewer people will need immediate attention if we get most people healthy
ishouldbestudyingawholelotmore
Until the doctor you want declines taking Medicare
greentights
Medicare would be the de-facto. Doc would either only have a handful of patients with private insurance, or decide on another career
WorthEveryPenny
"But im a political coward tainted by the boomers before me and doing anything requiring being informed or risk scares little me" - young Rs
90sWereGold
Hey I had this on front page too! Nice work homie.
The605
When Obamacare was introduced, I could either pay 200 dollars a month for insurance, or take a 350 dollar fine every year guess what I chose
sehven
Yeah, as much as I want universal health care, I don't get the "pay a fine" thing.
greentights
it was a legal maneuver to consider health insurance as a tax that applies to everyone, else it wouldn't be constitutional
MentalFest
celebrating 9/11? just awful!
TarrkertheNewt
My mother worked at Cigna 25 years. They forced her to resign after her shoulder was crushed by an elevator door that they did not maintain.
youolestank
Did she sue for her injury?
TarrkertheNewt
She did and won but they dragged it on for years. Not a penny outside the settlement tho. She'd have to sue for retirement too.
BigHeadWeb
She probably would have lost. It was a pre-existing elevator.
umpbumpfizz
I should not have laughed at this, but oh boy did I fuckin laugh. Tops mate.
umpbumpfizz
1) The legal fees to reach *settlement* would crush most. It would have to be a slam dunk, and she would need a firm working on contingency.
TarrkertheNewt
Dozens of witnesses made it pretty clear cut. But they made it last for years by trying to blame the elevator company and then my mom.
pobody
That is fucked. Did she ever get any compensation?
TarrkertheNewt
She is now. It's payments, though. They basically made is so that she'll be dead before she gets any kind of full pay out.
umpbumpfizz
2) Lawsuits against titans, with armies of lawyers, and willing to spend 5x the award to avoid admission of guilt are tough nuts.
ZKrock
He gets no credit for bringing this up when he could've done something about it when he had the power. What a slug.
squintish
As an insurance executive he had no power to change anything. That's why he resigned. He's been fighting the system for years.
ZKrock
If that is the case, then I take back what I've said. If was nothing more than a puppet on strings then that's punishment enough?
AGrammeIsBetterThanADamn
People always think CEO is the top dog of the company (it's such a baller title!) but the true power lies with the shareholders & the board.
LorindaLogan
Not enough upvotes for this.
Caramster
Well "universal" in universal healthcare does actually mean something
RandyRandalman
I'm lucky enough to have an employer who pays half of my monthly insurance. Even then it's still a lot.
MastersonWalter
Love this.
StarkRG
Feuerhamster
"Instead of spending money on improving healthcare system ultimately making it more accessible and, therefore, more profitable, we (1/2)
Feuerhamster
are spending money on fooling people into thinking current system is fine" - isn't it a bit backwards?
Shewy92
Why is 11/11 first?
Sugarcrotch
because some people like matt smith. me personaly i prefer 10/10
kmikl
Finished product first.
Iatesomecoffeecups
9/11 already happened
coopeBugRunner
That’s the real question here
NZSheeps
Imgur rules: Always show the finished product first
KeepYourTangoAndYourFoxtrot
Yeah, come on guys, spoilers.
HappyEngineer
It's the TL;DR maybe
BreastInspector
That's how I saw it. And I liked it.
swelshie
Windows file ordering- 1, 11, 111, 2, 3, etc. Like a, aa, aaa, b, c.
KeepYourTangoAndYourFoxtrot
I fucking hate that. NO, Windows, I DON'T want file 134 between files 1 and 2!! Part of the reason I created a batch file renaming macro.
astralfields
Linux does that too. It makes sense from a lot of perspectives except a normal end user's.
SirButcher
Use the 00x numbering scheme.
KeepYourTangoAndYourFoxtrot
I do. Other people don't. It's why I made an Excel macro that will algorithmically rename any number of files for me.
SirButcher
Haha, I wrote an application for this problem! :D
Robindino17
Hence using dates in file name should be done as: 2019-12-19 (jjj-mm-dd)
KeepYourTangoAndYourFoxtrot
Fo sho. When I hire a contractor I always use that date template for weekly deliverables. Just makes sorting so much easier.
daURLfieldcanonlycontainlettersandnumbers
jjj?
Robindino17
Well your gif wont load but it was meant to be jjjj
SecretlyThreeDucksInAManSuit
As a non-American, I had no idea the school of thought your current system involves choice even existed.
sehven
American: I hadn't heard of this and, if I had, I'd have laughed at it. It's obvious my choices are extremely limited.
squintish
It's cute you think we have a 'system'.
Woestkonijn
So you only can get insurance if you're company provides it?
QuestJefferson
You can buy individual insurance, but for most people the deductibles are so high you're still effectively uninsured.
YouWontBelieveWhatIFound
The other alternative is to pay outrageous monthly premiums. I could rent a (a small) apartment for what the company's charging me monthly.
Woestkonijn
It feels like America needs a nice revolution
sehven
Maybe but I mean the government is structured so that we SHOULD be able to fix things. Just elect the right people. Problem is they're (1/2)
sehven
so good at convincing the public to go against their best interests. Revolution = new govt but ultimately it's the same voters (2/2)
Flodos
The corruption of the GOP is complete, now democrats are in the sights of whever is actually pulling the strings. Fight, democracy, or die.
strangelyaddicting
You don't think it could possibly be that ALL politicians are liars and crooks? And maybe some are just better than others?
skincancerisfun
Thats part of the trick. If you believe that everyone is bad, you become disillusioned. People with a progressive mindset are far more
skincancerisfun
vulnerable to disillusionment than conservatives. Politicians are all crooks, certainly, but some are way worse than others.
imgurianInferno
No, some people are genuinely trying to do a good job and others are not. The “ALL” or “BOTH SIDES” argument is intellectually lazy and 1/2
imgurianInferno
2/2 gives people an excuse not to pay attention or take responsibility for their vote. It empowers the criminals and liars that do exist
UKallikat
The very limited few that Do try and do a good job are massively outnumbered and outvoted by the rest.
imgurianInferno
Yeah that’s unfortunately partly the fault of the voting public since we are the ones that put them there, chose not to run, etc
romicra88
Defending your party regardless of obvious flaws even if perceived not as bad as the other is the lazy cop out. Get over it.
imgurianInferno
I didn’t defend “my party” so I’m not sure what you are talking about
Porecomesis
This is why we ought to vote for Bernie.
clymjens8531
BERNIE IS A SOCIALIST PERV. AND NOTHING HE SAYS OR DOES IS ABOUT PERPETUATING AMERICAN'S FREEDOM!!!!!
Feuerhamster
b-but muh freedums
Giantmutantcrab
Hear hear!
ThreeDogeMoon69
Or Warren
FDel
The problem is the people pulling the strings in permanent Washington will do to Bernie exactly what they've done to Trump.
textilelover
Trump's done himself in just by being himself. But his base will support even if he shoots someone in Time Sq so the GOP do as well.
restos
denglish5
Why is Bernie's so much better than Warren's?
ArmedandOverclocked
Warren seems to be that meme about "let me copy your homework but change it up a bit" in candidate form.
Kungfuandtitties
She wants to pass public option first 2yrs and then revisit in 3rd year and try get m4a passed. Also Warren's foreign policy is abysmal
Kungfuandtitties
Basically it seems that she doesn't want to do it just appear like she will. Also her way of paying for it is regressive
Nuggzs
Don't tell me it's through a VAT
qweesdy
I'm thinking some "anti-gaslighting" laws might help (in addition to a better health care system).
sehven
Anti gas-lighting laws from the people doing the gas-lighting?
qweesdy
More likely would be anti gas-lighting laws from people who oppose the current gas-lighters. No party remains in power forever.
ArmedandOverclocked
odds are the courts would rule such a law as unconstitutional under the 1st amendment. Already a precedent that lying is free speech.
qweesdy
It shouldn't work like that - free speech is for citizens, not people in a position of trust bound by oaths.
ArmedandOverclocked
Yet,. sadly, it does. There have been laws requiring political ads to be truthful that have been struck down in the courts.
qweesdy
That just means the Constitution would need yet another amendment (e.g. saying 1st amendment applies to people, not political parties).
InhumanDookieCannon
Question from a conservative: how do we stop further rampant price increases? Coverage for everyone is a good thing, but so long as (1/?)
DonnaNobleInTheLibrary
Government sets insurance fee as % of your income, government agency to check and regulate drug prices (gets full insight into prod cost).
MyCommentsOnlyGet2Points
Sounds like they should just tax use and everyone get whatever health care they want.
sorosfieldops
Remove the insurance industry middle man.
ReasonablySorryButNotTooMuch
The issue isn't money: you already pay on average more than people in most developed countries. The issue is where it goes.
00WinterSun00
This is it, exactly !
ReasonablySorryButNotTooMuch
You pay exponentially more for the exact same medication as other countries, meaning you are basically forced to fund private profits.
QuestJefferson
A universal single payer system gives the payer the leverage to negotiate prices for drugs and services like Medicare does now, but better.
QuestJefferson
The next step I would want to see is publicly owned drug factories for generic drugs+drugs for rare illnesses that are unprofitable to make.
aclarko
Actually, medicare effectively hasn't been able to negotiate drug prices since the MMA passed in 2006. Recently the House passed a bill...
aclarko
*2003, was looking at the wrong date
aclarko
...that would allow Medicare to negotiate. See H.R. 3, the Lower Drug Costs Now Act of 2019
aclarko
(but don't get your hopes up - the Senate likely won't even vote on the bill)
QuestJefferson
That MMA act was what introduced Medicare Part D, the privatized prescription plan. That kneecapped Medicare to benefit insurers.
InhumanDookieCannon
price increases continue unchecked, by having the gov handle healthcare through taxes, it seems we failed to address a root problem. (2/?)
strangeassfiction
TL:DR- US GOV invests very little in a Frankenfucked Hi Tech Parody of a healthcare ‘system’ with no investment in preventive care
strangeassfiction
There is no true ‘system’ of healthcare in the US, & it would have to be managed with regulations & policy, but funded with taxes.
strangeassfiction
The government isn’t handling healthcare through taxes. Healthcare in the usis a patchwork industry stitched together from a hodgepodge 1/?
strangeassfiction
Of institutions made up of individual hospitals, universities, corporate entries, some public, some private some government based
strangeassfiction
Some some for profit some not for profit , then you have outpatient providers, and private practitioners, but many of them may are 3/?
strangeassfiction
Hospital affiliation/privileges; depending on the population providers serve they’re patient panel may be anywhere from 25%-75% CMMS 4/?
InhumanDookieCannon
Not fighting for status quo, just trying to ask an honest question because this seems to get missed. Satus quo clearly isn't working. (3/3)
Camelspotting
Instead of insurance companies bargaining with healthcare companies in a mutually beneficial upward spiral, the government can bargain
sehven
+1 for asking honest question. I used to be on the conservative side of this issue until I started asking questions.
Mariel141
Look to any country with socialized medicine, and their costs are lower overall for a reason. Not only does single payer mean that one -
Mariel141
- entity does the bargaining on drug prices, but it also takes the insurance industry itself out of the question. Think about it, the -
Mariel141
- insurance industry is huge. Lots of big, for-profit companies. That means that every American spending money on health care isn't just -
Camelspotting
which drives competition as it's supposed to. We also need to close loopholes, and probably adjust subsidies and regulation.
aclarko
This. The idea of a single payer (MFA) is that drug companies are forced to negotiate with a single entity vs. many disjointed ones.
aclarko
It's a big reason drug prices are so much cheaper in countries with socialized healthcare
kmikl
This is why the choice argument was BS to anyone living in a country with socialized medical insurance. I can walk into *ANY* hospital in/1
kmikl
/2 the country. I can get treatment at *ANY* time for *ANY* condition (pre-existing or not) that is covered, and continue treatment at..
kmikl
/3 home. I can choose to go to *ANY* doctor because they're all being paid by the same people: everyone.
Attacker732
Meanwhile the VA, our crack at such healthcare, can deny any treatment as being medically unnecessary or lose your paperwork entirely.
sitarhero
Oh lawd, the VA. I was literally told by a nurse once "If you're not dying, there's nothing we can do for you".
gunnexx
Doctors depends on the specialty where Im from. GP? Yes. Psychologist? No.
kmikl
Here, both are covered.
gunnexx
Both are covered but not all psychologists. Theres a few other specialties where not all of them are covered. Its a bit weird
ArmedandOverclocked
And which country is this? because a lot of single payer countries still rely on Health Insurance just heavily subsidized and regulated.
kmikl
Canada. The health insurance plan is provincially regulated, and federally paid out of taxes. This isn't heavily subsidized, there are /1
kmikl
/2 few or no strictly private clinics that provide the same services as public health plan clinics.
WeAllLiveInAUserSubmarine
You listen to all that and immediate get on the defensive. Why? Why cant you just wish for that in the States?
ArmedandOverclocked
There is a myth that socialized medicine means an end to insurance companies, which it doesn't. That is what needs to be corrected.
andreyhimself
Norway does not.
ArmedandOverclocked
There are many types of socialized medicine. Here's a good run down of what they are. Source in the follow up. 1/
potshot
Not to mention even if you want private healthcare, you can walk into a private hospital, get the treatment you need and still pay (1)
potshot
about 1/10 - 1/4 of what you'd pay in the States. I got a cut stitched and the doctor gave me a free 10day regimen of antibiotics, (2)
potshot
because adding the couple euro cost would have been a hassle. Those would have cost well over $100 in America.(3)
sorosfieldops
Sure, but I bet your shit hole socialist country don't have any school shootings.
Eramik
Well, you have to trade away something. It doesn't come freely.
kiara8942000
And I bet your family doesn't get bankrupting bills from emergency care for your child when they get shot either... sad... losers.
duelwieldingaspatulaandaswiffer
MCNewYorkLives
NineThousandAndOne
SirButcher
Heeey, that's not true! We had one in 1996!
IBrewLiquidGold
Aussie
SFMGifs
And I bet your schools teach modern sex Ed!
v
gtmiller
Hey, American teachers give progressive sex ed as well. It's just usually first hand lessons.
kmikl
Yes.
Pokedmeinthecoconut
elinveronicap
From what I understand, the appointed lawyers might not be free either.