Jan 17, 2021 10:05 PM
pazzo8d5280
103517
2625
52
AlwaysTiredLiliVonSchtupp
I don't have a car. Been able to pay bills on time and live comfortably within my means for years. Got the stimulus saving for a vacay.
Baughr
Hope you don't have any medical issues*
Subsound
If you get too comfy you won't need those 2 gig jobs in addition to your regular job keeping your hours just under full time benefits
XplodingUnicornGlitter
I have 950$ left over. My dog needs to go to the vet and get a bunch of tests, X-rays & probably a nail removed. I’m just glad I can do it.
Good thing its a rare example of "life happening"
tragicgasolinefightaccident
Rent is more expensive than a mortgage.
fragya3000
Long term yes, but most people cannot afford the upfront costs of buying a house.
coronakilla
Add in student loans too
SociallyAwkwardCanadianMoose
And medical costs. Its insane how a broken arm can cost in the US
MightyIink
Only if you're single, if you actually want a family then your wife and kids better be working too.
verbeckpaul1960
I want to live “care free”. Not rich just enough so I don’t have to worry about everyday things.
Never had a fucking vacation in my adult life, periods of unemployment not withstanding.
TypeStoptoQuit
As a boomer, I gotta say, what has happened to get us to this point is tragic. It needs to change back.
sgtpsycho
Welcome to the dystopia of privatisation, quarterly-profit driven executive bonuses and shareholder profits, gov't corruption and mendacity
StrangePaegan
And they gaslight us, trying to convince us all it’s our own fault.
OhIfIMust
Yup. We just don't know how to work hard and make sacrifices. Bitch, you're trying to sell me your starter home for 6x what it cost you 1/2
AFTER adjusting for inflation. 2/2
smokeyfantastico
You guys got food? *kid with the eye brows meme*
homerunman
Rent, bills, food, savings. Pick 2 every month. I work 56 hours a week.
kevinallover
Bruh I'm just sick of being laid off at every economic downturn.
TheotherBudwhite
you have $100 left over?
Doggiedogdog
I got one raise in 12 years. Apparently the 2008 recession never ended for my employer. “at least you have a job” has worn pretty smooth
And because of inflation every year you didn't get a raise you got a pay cut.
My wife was told “you’ll get a 40% raise at f we gain 10% this year. Gained 12%. She got a 4% raise “at least you got one” #fuckem
Family owned company hoarding the $ and giving jobs to idiot relatives. Goddamnit
TurangaLeelaIsMyMom
FORTY PERCENT?! That’s an ungodly amount to raise someone’s pay by in one go? How would they even stay profitable doing that for employees?
PlasticFicus
Car payment?!
Pdizzle124
im glad ramen is cheap af
ATerribleArtist
It's increasingly sad to see that when I find my old friends, (8 years after hs) we're all not doing what we wanted and making less than 50k
GuttaPercha
The gov should be focusing on unemployment boosts, vaccine and ways to get ppl safely wrkng. Money to many isn’t effective
CouchAndTable
Don't make a car payment. Buy 10-15 year old Honda Civic. They are fantastic cars. Very reliable. Cheap and easy to fix.
AshligatorMillodile
My parents said they saved for a house in 3yrs living on 1 pay check. Only hs education.
WOW. That blows my mind.
dohcohv
If it was the late 70's/early 80s it would be the smart approach, interest rates touched 19%. I saved for a down payment on my house
In a year, bought it and I have a mortgage, at 3%. My investments return a lot higher than that. I have a HS diploma and I'm working through
College, my wife is a stay at home mom and I have three kids.
A coworker said he did this. That said it only cost like $50K for 4Br in 2nd-best suburb here. 1M now...
MapleMaple
$100 leftover would be pretty sweet
OrkieBleu
$100 left over? Ok Mr. Moneybags.
Quetzal4U
I got student debt. There’s never anything left over. I just throw it in that money pit.
Blackfinity
SpammaJamma
Dad: When I mad $10 an hour, I had a house, car, wife and 3 kids! What do you do with all of that extra money!?
Cheomesh
When my dad made $10/hr, he had all that, too. Plus food stamps and Section 8 rent assistance...
Pay for my parents lack of financial literacy and Ebay problem
Leithoa
30k in 1980 is around 94k now.
Higher, even - touch over 100k: https://www.bls.gov/data/inflation_calculator.htm
different math different site. https://www.usinflationcalculator.com/
ZombieDK
My husband's Christmas bonus was a $25 gift card to the place he works. Meanwhile his store managers raked in 26k
GreenGlitterBananaSeat
That's so messed up
My last place gave you a $5 Starbucks card on your anniversary with the company. Absolutely nothing else was ever given or done.
I remember watching Lampoons Christmas and thinking "how is he expecting enough money for a pool?"
MajikMessiah
I never have money left over, typically because what would be left over is needed to self medicate so I can make it to the next paycheck.
xj4low
I use too. After a few years my liver got angry. Work never gets better.
jixathejinx
Don't worry though, the DOW is up. Things are going to be fine.
johnwohl
Sometimes I spend my last $50 on weed and go without food for a couple of days. 3 days hungry wont kill me. Pots help me not kill myself
Anfalicious
Save your pennies and buy a grow light, you won't regret it.
creechville
When I smoke it makes my hungry go away and if you just eat something absorbent but small and drink water with it you'll feel full
Weed does make the hunger pain and nausea go away. Wonderful thing. Water is key for being poor. Doesnt give you the beetus and a lot of>
stuff you eat when you are poor will give you the sugar.
Yeah definitely
TonyDreamer
Until you get chs and your ONE FUCKING THING THAT MAKES IT EASIER STARTS TO KILL YOU. Or at least feel like it.
Shit man, that would suck. My cousin had something like that after he didn't take a break for a long time. Any amount makes him sick now.
I lost 30 pounds. I had no strength. You could play my ribs like a xylophone. Had to go get fluids because a water sip made me vom.
ugh. i'm sorry that happened to you. cousin ended up in hospital too with uncontrollable spasms in his whole area. kidney damage also iirc
Them3OtherGuys
Then: "We had a great year! Raises for everyone!" Now: "Our shareholders didn't make enough profit. Fire 500 people."
IPoisonedDorcasMutton
Or if you're EA or Activision-Blizzard, "Our shareholders made tons of money, fire 800 people anyway for exec bonuses."
muckamuckamuck
Jack Welch really fucked us, didn't he?
sadurdaynight
WTFantastico
Or in the case of Activision: "We've had our most profitable year EVER!! Fire 800 people and give CEO a raise."
DrivingTheBus
Make it one million.
CuteLittleKittenHugz
I don't know how to post Fifth Element reaction gifs, but if i did it would be of the robber saying "gimme the cash-sh-sh-sh-sh-sh!"
RADmadness
We had record breaking profits. 0.0% raise because inflation is frozen.
INeverWaitForIt
"Better hire a new CEO to steer this ship! Nine digit buyout of the current CEO's contract, seven digit signing bonus for new CEO!"
TheNewYellowZealot
I’m supposed to get a “cost of living” adjustment to my income every year, less than 2 weeks into the pandemic that was canceled.
kylekatarn
not getting a cost of living pay increase each year is effectively having your pay reduced -- more employees should make a stink about it
PorneliusHubertII
Now it is "we had record breaking profits this year, fire 500 people so my bonus is bigger"
This is Bobby Kotick with Activision-Blizzard literally 2 years ago. And it was 1800 people.
superdupertrooper
After WW2, most every other nation's factories were rubble so US workers had huge leverage over employers, who had no competition
Other countries rebuilt but US had old factories and high labor costs. Hence rise of Japanese auto makers and fall of US firms...
Investors wanted to break the Unions so they picked Reagan. Tide is about to turn back...life for so many US workers is unsustainable
langonator
Be a shareholder. It’s not difficult
slinkydust
Fuck you
jazzmanati
Just buy a share
BioGoji1989
Fuck you even more.
But that's what I did. Why can't you?
Warren Buffet bought his first share of Coca Cola when he was 11 with a paper route. It is doable. But .......well fuck me!
trailerparkboyzbubbles
Back then there were tax breaks for paying employees fair wages
ABillionDucks
Now there are tax breaks for the opposite
AccountCreatedToUpvoteDogs
Wages have been tax deductible for decades. What changed is lowering the Corp tax. If faced with 80% to the gov or paying more, they pay emp
RealRaceRiotsAreAboutGettingBlueshelledInMarioKart
Back then big business tax rate was 70%, now it's effectively 0 if they dump 1% into accounting and another 1% into legal...
Taxes are paid on profit, not revenue. Worker pay reduces profit. The only taxes paid on employee labor are payroll taxes.
Mmbear
That sounds like a awful lot of socialist talk...
or0b0ur0s
It's funny how wages rise when you tell companies that profits over X% are basically confiscated if they don't invest them in the business >
and the most expensive part of the business benefitting from the most immediate investment is always the staff.
YouCanCallMeCal
My company withheld merit raises this year after slightly decreased revenue, I didn't travel for work saving them 60k this year...
As a shareholder. Thank you.
I like how they renamed cost of living increase to merit raise so they could deny it.
Ugh I know. Such bs
clevernametom
Went through the exact same thing AND beat revenue projections by 15%. They’ll retroactively pay me right?!?!?!
Hahahahahahahahahahahahaahahahah sad noises
EverythingWasTakenBySomeBastard
Same with my place, saved them a ton of money, and increased productivity; but the ceo had to lower his pay cheque from $650k to $500k so -
- no raise for you.
AnnieGitchYerGun
Greedy. Mother. Fuckers.
You can say that again brother
My department head had to hold off remodels for the lake house for a few months and I got to look for a new job.
Mother fuckers. I’m sorry to hear that buddy
AlwaysTiredLiliVonSchtupp
I don't have a car. Been able to pay bills on time and live comfortably within my means for years. Got the stimulus saving for a vacay.
Baughr
Hope you don't have any medical issues*
Subsound
If you get too comfy you won't need those 2 gig jobs in addition to your regular job keeping your hours just under full time benefits
XplodingUnicornGlitter
I have 950$ left over. My dog needs to go to the vet and get a bunch of tests, X-rays & probably a nail removed. I’m just glad I can do it.
pazzo8d5280
Good thing its a rare example of "life happening"
tragicgasolinefightaccident
Rent is more expensive than a mortgage.
fragya3000
Long term yes, but most people cannot afford the upfront costs of buying a house.
coronakilla
Add in student loans too
SociallyAwkwardCanadianMoose
And medical costs. Its insane how a broken arm can cost in the US
MightyIink
Only if you're single, if you actually want a family then your wife and kids better be working too.
verbeckpaul1960
I want to live “care free”. Not rich just enough so I don’t have to worry about everyday things.
fragya3000
Never had a fucking vacation in my adult life, periods of unemployment not withstanding.
TypeStoptoQuit
As a boomer, I gotta say, what has happened to get us to this point is tragic. It needs to change back.
sgtpsycho
Welcome to the dystopia of privatisation, quarterly-profit driven executive bonuses and shareholder profits, gov't corruption and mendacity
StrangePaegan
And they gaslight us, trying to convince us all it’s our own fault.
OhIfIMust
Yup. We just don't know how to work hard and make sacrifices. Bitch, you're trying to sell me your starter home for 6x what it cost you 1/2
OhIfIMust
AFTER adjusting for inflation. 2/2
smokeyfantastico
You guys got food? *kid with the eye brows meme*
homerunman
Rent, bills, food, savings. Pick 2 every month. I work 56 hours a week.
kevinallover
Bruh I'm just sick of being laid off at every economic downturn.
TheotherBudwhite
you have $100 left over?
Doggiedogdog
I got one raise in 12 years. Apparently the 2008 recession never ended for my employer. “at least you have a job” has worn pretty smooth
fragya3000
And because of inflation every year you didn't get a raise you got a pay cut.
Doggiedogdog
My wife was told “you’ll get a 40% raise at f we gain 10% this year. Gained 12%. She got a 4% raise “at least you got one” #fuckem
Doggiedogdog
Family owned company hoarding the $ and giving jobs to idiot relatives. Goddamnit
TurangaLeelaIsMyMom
FORTY PERCENT?! That’s an ungodly amount to raise someone’s pay by in one go? How would they even stay profitable doing that for employees?
PlasticFicus
Car payment?!
Pdizzle124
im glad ramen is cheap af
ATerribleArtist
It's increasingly sad to see that when I find my old friends, (8 years after hs) we're all not doing what we wanted and making less than 50k
GuttaPercha
The gov should be focusing on unemployment boosts, vaccine and ways to get ppl safely wrkng. Money to many isn’t effective
CouchAndTable
Don't make a car payment. Buy 10-15 year old Honda Civic. They are fantastic cars. Very reliable. Cheap and easy to fix.
AshligatorMillodile
My parents said they saved for a house in 3yrs living on 1 pay check. Only hs education.
TurangaLeelaIsMyMom
WOW. That blows my mind.
dohcohv
If it was the late 70's/early 80s it would be the smart approach, interest rates touched 19%. I saved for a down payment on my house
dohcohv
In a year, bought it and I have a mortgage, at 3%. My investments return a lot higher than that. I have a HS diploma and I'm working through
dohcohv
College, my wife is a stay at home mom and I have three kids.
sgtpsycho
A coworker said he did this. That said it only cost like $50K for 4Br in 2nd-best suburb here. 1M now...
MapleMaple
$100 leftover would be pretty sweet
OrkieBleu
$100 left over? Ok Mr. Moneybags.
Quetzal4U
I got student debt. There’s never anything left over. I just throw it in that money pit.
Blackfinity
SpammaJamma
Dad: When I mad $10 an hour, I had a house, car, wife and 3 kids! What do you do with all of that extra money!?
Cheomesh
When my dad made $10/hr, he had all that, too. Plus food stamps and Section 8 rent assistance...
Subsound
Pay for my parents lack of financial literacy and Ebay problem
Leithoa
30k in 1980 is around 94k now.
Cheomesh
Higher, even - touch over 100k: https://www.bls.gov/data/inflation_calculator.htm
Leithoa
different math different site. https://www.usinflationcalculator.com/
ZombieDK
My husband's Christmas bonus was a $25 gift card to the place he works. Meanwhile his store managers raked in 26k
GreenGlitterBananaSeat
That's so messed up
OhIfIMust
My last place gave you a $5 Starbucks card on your anniversary with the company. Absolutely nothing else was ever given or done.
ZombieDK
I remember watching Lampoons Christmas and thinking "how is he expecting enough money for a pool?"
MajikMessiah
I never have money left over, typically because what would be left over is needed to self medicate so I can make it to the next paycheck.
xj4low
I use too. After a few years my liver got angry. Work never gets better.
jixathejinx
Don't worry though, the DOW is up. Things are going to be fine.
johnwohl
Sometimes I spend my last $50 on weed and go without food for a couple of days. 3 days hungry wont kill me. Pots help me not kill myself
Anfalicious
Save your pennies and buy a grow light, you won't regret it.
creechville
When I smoke it makes my hungry go away and if you just eat something absorbent but small and drink water with it you'll feel full
johnwohl
Weed does make the hunger pain and nausea go away. Wonderful thing. Water is key for being poor. Doesnt give you the beetus and a lot of>
johnwohl
stuff you eat when you are poor will give you the sugar.
creechville
Yeah definitely
TonyDreamer
Until you get chs and your ONE FUCKING THING THAT MAKES IT EASIER STARTS TO KILL YOU. Or at least feel like it.
johnwohl
Shit man, that would suck. My cousin had something like that after he didn't take a break for a long time. Any amount makes him sick now.
TonyDreamer
I lost 30 pounds. I had no strength. You could play my ribs like a xylophone. Had to go get fluids because a water sip made me vom.
johnwohl
ugh. i'm sorry that happened to you. cousin ended up in hospital too with uncontrollable spasms in his whole area. kidney damage also iirc
Them3OtherGuys
Then: "We had a great year! Raises for everyone!" Now: "Our shareholders didn't make enough profit. Fire 500 people."
IPoisonedDorcasMutton
Or if you're EA or Activision-Blizzard, "Our shareholders made tons of money, fire 800 people anyway for exec bonuses."
muckamuckamuck
Jack Welch really fucked us, didn't he?
sadurdaynight
WTFantastico
Or in the case of Activision: "We've had our most profitable year EVER!! Fire 800 people and give CEO a raise."
DrivingTheBus
Make it one million.
CuteLittleKittenHugz
I don't know how to post Fifth Element reaction gifs, but if i did it would be of the robber saying "gimme the cash-sh-sh-sh-sh-sh!"
RADmadness
We had record breaking profits. 0.0% raise because inflation is frozen.
INeverWaitForIt
"Better hire a new CEO to steer this ship! Nine digit buyout of the current CEO's contract, seven digit signing bonus for new CEO!"
TheNewYellowZealot
I’m supposed to get a “cost of living” adjustment to my income every year, less than 2 weeks into the pandemic that was canceled.
kylekatarn
not getting a cost of living pay increase each year is effectively having your pay reduced -- more employees should make a stink about it
PorneliusHubertII
Now it is "we had record breaking profits this year, fire 500 people so my bonus is bigger"
RADmadness
This is Bobby Kotick with Activision-Blizzard literally 2 years ago. And it was 1800 people.
superdupertrooper
After WW2, most every other nation's factories were rubble so US workers had huge leverage over employers, who had no competition
superdupertrooper
Other countries rebuilt but US had old factories and high labor costs. Hence rise of Japanese auto makers and fall of US firms...
superdupertrooper
Investors wanted to break the Unions so they picked Reagan. Tide is about to turn back...life for so many US workers is unsustainable
langonator
Be a shareholder. It’s not difficult
slinkydust
Fuck you
jazzmanati
Just buy a share
BioGoji1989
Fuck you even more.
jazzmanati
But that's what I did. Why can't you?
langonator
Warren Buffet bought his first share of Coca Cola when he was 11 with a paper route. It is doable. But .......well fuck me!
trailerparkboyzbubbles
Back then there were tax breaks for paying employees fair wages
ABillionDucks
Now there are tax breaks for the opposite
AccountCreatedToUpvoteDogs
Wages have been tax deductible for decades. What changed is lowering the Corp tax. If faced with 80% to the gov or paying more, they pay emp
RealRaceRiotsAreAboutGettingBlueshelledInMarioKart
Back then big business tax rate was 70%, now it's effectively 0 if they dump 1% into accounting and another 1% into legal...
Cheomesh
Taxes are paid on profit, not revenue. Worker pay reduces profit. The only taxes paid on employee labor are payroll taxes.
Mmbear
That sounds like a awful lot of socialist talk...
or0b0ur0s
It's funny how wages rise when you tell companies that profits over X% are basically confiscated if they don't invest them in the business >
or0b0ur0s
and the most expensive part of the business benefitting from the most immediate investment is always the staff.
YouCanCallMeCal
My company withheld merit raises this year after slightly decreased revenue, I didn't travel for work saving them 60k this year...
langonator
As a shareholder. Thank you.
xj4low
I like how they renamed cost of living increase to merit raise so they could deny it.
YouCanCallMeCal
Ugh I know. Such bs
clevernametom
Went through the exact same thing AND beat revenue projections by 15%. They’ll retroactively pay me right?!?!?!
YouCanCallMeCal
Hahahahahahahahahahahahaahahahah sad noises
EverythingWasTakenBySomeBastard
Same with my place, saved them a ton of money, and increased productivity; but the ceo had to lower his pay cheque from $650k to $500k so -
EverythingWasTakenBySomeBastard
- no raise for you.
AnnieGitchYerGun
Greedy. Mother. Fuckers.
EverythingWasTakenBySomeBastard
You can say that again brother
xj4low
My department head had to hold off remodels for the lake house for a few months and I got to look for a new job.
EverythingWasTakenBySomeBastard
Mother fuckers. I’m sorry to hear that buddy