CaptainPawfulFox
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Whenever I go near an ATM I get withdrawal symptoms...
"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain." -Robert Frost
iSAIDgoodDaYYsir
Then my bank charges an additional $2 on top of the other atms fee for using a different atm.
theoriginalshew
Get an online bank like USAA. Since they don't have any branches they refund the surcharge
IOnceShatAPlum
Why is everyone making excuses for banks? They are horrid
kaynewesticle
I hate when people complain about shit like this. Get a better bank.
nileshnm
Instead of complaining about all the "unnecessary" fees, grow the fuck up and realize that every business has to make money some how
Imeancomeon
All the major Banks within the US (Chase, Wells Fargo, US Bank, and BOA) don't charge to use there own ATMs, only out of network.
RIPSlurmsMckenzie
Cash back from Wallgreens/CVS. I always need gum and mints. Why the fuck do you guys go to ATMs lol
volatiley
maintain a larger balance. Solved.
GoatsMcTotes
Many ATMs that have charges are privately owned!
aircycle
That's why I love my bank. For up to 10 ATMs withdrawals per month, I get all the fees back.
volatiley
⚠ Please use a pin code of no less than 12 digits. Out of network ATM will only accept 8: helping you avoid them.
jackbos
It's the ATM, not the bank. And it warns you in advance - you can decline and go to your own bank's ATMs, which are free.
vesares
Sometimes you need the cash right now and there isn't an arm from your bank. Also BMO Harris charges you $7 a month regardless
absurdum123
Who actually uses cash anymore, anyway? Is it just a Norwegian thing to hardly ever carry cash around?
EddieLiesHere
Don't live in the US
ExtraZOIDBERG
There are 2 types of banks. Ones that attract lots of people/deposits and use their money to buy profitable assets. And ones that 1/2
ExtraZOIDBERG
can't attract wealthy depositors and rely instead on fees to turn a profit. Choose carefully
CoeusDarksoul
Goto your own bank's ATM then dumbass. Those things are expensive as shit to run 24/7
CurrentlyEmbracingTheEarth
I go out my way to avoid those absurd charges like why does it cost so much to get MY money... Dicks I tell you.
Nowa1
Everyone saying how to use atm, just go into a bank and withdraw the old school way
ddpv
Maybe it is time to reflect on your choice of bank or kill your elders for the mess they made of you country.
GiseleBossard77
I've never even heard of online banks.
zaphod
It gets better, charged $3 then never got the money but still showed on my account as a withdrawal... being investigated sitl
volatiley
Be sure ALL the symbols on the back of your ATM card are visible on that ATM
atnair
Charles Schwab reimburses you for any ATM fee. in the world. and doesn't charge fees when abroad in general. love that bank
noirthesable
Unless you're broke, a $3 transaction fee is nothing compared to having all your money withdrawn and a major overdraft fee.
JhericFury
I liked for the quote, not the picture. That's a good quote.
SoapBatDerby
You know that your bank doesn't charge fees if you use their ATMs, right? It's only when you use an ATM from a different bank.
ITendToOffend
you know you still get a fee even if you use your bank's atm
ToastyMozart
A lot of credit unions also reimburse you $x of ATM fees every month.
Halidril
I've had to pay $2.50 for an ATM for my bank in a grocery store. I think it's just like an operation charge for being separate from the bank
TraitorousTrump3
You know that every bank doesn't have ATMs everywhere, right?
ProgressPanda
Must be an American thing, never heard of anything line this.
BillysLegendaryCrack
Can confirm that's how they do it in Australia
invisiblemaniac
My bank actually did have a .75 fee for taking my money out of their machine. $2.50 at a different bank. It was that fee that made me quit.
drfsupercenter
There are some ATMs that don't belong to any one bank and always charge fees regardless. I hate those. You see them at 7/11 and such.
KillingTheJoke1
too many mutha ukers uckin with my shiii
UHOHHSomersaultJUMP
I was lost king for this. Thanks bro
UHOHHSomersaultJUMP
*looking fuck
ICollectReactionGifs
why are you going to an out of network atm anyway?
924Carrera
2/2 so I used the out of network ATM there to get more. Then she realized her mistake...after I had already paid the fee.
redleaderstandingby
Mostly because I'm a lazy fuck and will pay the $1.75-$3.00.
924Carrera
1/2 Once I went to the DMV with the correct amount of cash for the licensing I was doing. The lady made a mistake and told me I needed more,
DreamCatcher01
The bank we go to only has 2 ATM's, both in the town we live in. So if we need money anywhere else it charges us $5.
ICollectReactionGifs
dude that blows. if you do that often wouldn't it be better to switch banks? maybe a credit union?
DreamCatcher01
I'd like to. We just have it so my fiance can direct deposit his check and I keep trying to talk him into switching but he won't.
silentcrucifix
Probably because that's all they have at the strip club and I've just blown threw my last $50 makin' it rain!
ICollectReactionGifs
and they didn't take checks? the heathens.
Repostradamus
My bank has no ATMs near me but I don't care because they reimburse any charges I incur when using other banks' ATMs.
Nupe
USAA?
Repostradamus
Yep
AnjHans
You understand purchasing, stocking, and maintaining those machines costs money.
thehandsomedoctor
That's why we pay for our accounts and credit cards and loans and shit
Mimsey
You understand banks are already hugely profitable and don't need to nickel and dime people the way they do to stay that way, right?
thegrimtrigger
I work for a bank and can confirm. Banks mostly compete against each other so they don't get acquired. There are some exceptions of course.
thegrimtrigger
Nah, Bernie said banks are evil and I should get everything for free.
Mimsey
You are why democracy is a failure. Good job, dipshit.
thegrimtrigger
You determined that all that from this one comment? Wow, you're intuitive! It was a joke, but not a good one it seems.
Mimsey
"I was only pretending to be retarded!" lol ok prove it. Tell me Bernie's actual position on the banks and "free stuff".
thegrimtrigger
I wasn't pretending. I'm actually retarded.