icantbeworriedaboutthatshit
84211
1062
69
OC
Sep 12, 2017 10:03 PM
icantbeworriedaboutthatshit
84211
1062
69
OC
WinnieIllePu
I have a friend who works for the government and this is the 3rd or 4th time they've had their personal information stolen
RhorGath
My credit is 597, they can have my info lol
Kitastrophe
I was just telling my friend I was so relieved to've gotten my credit back up over 800... the next day... Fucking Equifax.
majorboredom
If only it really was that easy
Sm9yCg
You are quite wrong. Actually.
BigSecksi
Yeah I laughed then I realized thanks to medical debt I'll never buy another house or get another car loan with less than 20% interest.
SanKa13
What? Not living in the states sooo....
eggslynette
"What are they gonna do? Fix my credit?!?" -actual quote form my boyfriend when I realized he was compromised
danishjuggler21
Or when your identity has already been compromised for years, and you don't care.
superfeathers
Does is bother anyone he said "already is terrible" and not "is already terrible" ?
icantbeworriedaboutthatshit
English is beautiful. Either is correct
MattDude
spood90
Username checks out
1414145691
It can still get worse
drunktrashpanda
MattDude
imgunnagetyousucka
Let the derivative memes begin!!!
SeriouslyAwkward
My credit score has made the biggest jumps in the last two months than it ever did them so Equifax!
SeriouslyAwkward
Eh I'm too lazy to delete and fix my dumb auto correct. Hopefully my meaning gets across
EvilKam
SeriouslyAwkward starts typing when suddenly a wave of
murders his freaking soul.
EvilKam
If anyone wants to steal my identity, all that will happen is that after checking everything, they'll feel so bad they'll start a gofundme
hungitalianohwaitthisisntgrindr
icantbeworriedaboutthatshit
JamesAHarrod
Same here - have been told NUMEROUS times that if my name is on an application it will be denied
smarble53
if you can start a line of credit with my identity, i wont be mad. i'll be impressed. i'll even ask how you did it.
EvilKam
((starts taking notes furiously)) lol
CannotThinkOfAUsernameSoMicrowave
OP gotta be black
icantbeworriedaboutthatshit
Nah, just irresponsible when I was young
saysomethingcool
Raecracy123abc
I just checked mine apparently I've been doing really well paying for a Lexus over the past two years
Iamnotacreativeman
Oh don't worry, they'll just file your tax for you and if you have a return, they'll take it. Free tax service!
drunktrashpanda
Ha! Jokes on them cuz I'm going to owe this year.
icantbeworriedaboutthatshit
You beat me to it
IncognitoCube
I have sub 530 credit that I'm starting to repair (because I finally grew up) and now I apparently moved to Texas. I live in Orlando. *Live*
FunkyPenguin
Ive asked many times and got no responses. Any way I can protect myself? I have ~850 credit and don't want it to go down.
icantbeworriedaboutthatshit
Here! https://www.reddit.com/r/YouShouldKnow/comments/6znofc/ysk_what_your_options_for_responding_to_equifax/?st=J7I83KD8&sh=0fa8cba4
FunkyPenguin
Thank you!!!
icantbeworriedaboutthatshit
https://www.reddit.com/r/YouShouldKnow/comments/6znofc/ysk_what_your_options_for_responding_to_equifax/?st=J7I83KD8&sh=0fa8cba4
AmBooBoo
Great info! Thank you!
captainredbeard530
DOT this shit. That was an informative read. Time to make some calls
jimanic
.
icantbeworriedaboutthatshit
In case you have good credit refer to that link for a lot of good information
plainoldusername
Thanks
MissLadyPants
Thanks I actually think that's at least a helpful place to start
KuteKittenKoats
Hell yeah, No one wants my 500 credit score! I can't even get a credit rebuilding credit card.
SidneyHarbor
Have you pulled your credit report? You may have some unpaid debts. Pay those off and your score will pop up.
fuckyeahilikevodka
I'm right there with you. My credit is way bad.
AngryVelvetUnicorn
We're at 415 and 420. We've given up on owning a house; now we're trying to get the best trailer in the park. Lol
gingerchief
I can help! I went from a 515 to a 650 in a little over a year. Did tons of research, learned a lot, would be happy to share knowledge
Msladyluck
Teach me your waysss
gingerchief
I'll send you a msg in the morning (bed time in my time zone) lots of info to share. Set an alarm on my phone so I won't forget lol
BasicallyToast
I feel your pain. Started my rebuilding in February. Up to 588 from 500. It's not impossible.
AverageTree
how'd you do it?
BasicallyToast
Pulled my credit report, made a list of who I owed, reached out to those companies and arranged payments, started paying. I sent you a 1/2
BasicallyToast
PM that's more detailed though in case you wanted to know a bit more of what I did. Too big for the comments lol. 2/2
JimmyFreese
Except they can file a fake tax return in your name. File your taxes the second you get your return
XrectifyX
#unemployed and a full time student. I HAVE NOTHING LEFT TO TAKE! Mwuahahah
asphikenna
Except jokes on them when you have to pay in every year HAHAHAHAHAHHA
mobiusm1
Still fucks you in the end. They file false return claiming you get money back, they take the money, IRS finds out, comes to you for money.
Pestilince
Joke is still on them, my shit gets taken by the state for child support so the more they file the more it helps me.
GreaterDog
lolwat
SoupCanMan
I don't think you understand how tax fraud and GOING TO JAIL works. Or maybe you do.
mobiusm1
No, what they're doing is stealing from the government in your name. Then you need to personally pay it back. Have fun with that.
Bubbles424
You don't have to pay back shit. This just happened to me and I'm not out a thing but my time.
DrewBerg
So do you have to have done some kind of business with Equifax to be in danger? I have no clue if I'm tied in this mess, and it was >
DrewBerg
Like half the population of America so chances are, I am?
icantbeworriedaboutthatshit
https://www.reddit.com/r/YouShouldKnow/comments/6znofc/ysk_what_your_options_for_responding_to_equifax/?st=J7I83KD8&sh=0fa8cba4
QueenLaQueefa
.
mayjunejuly
.
icantbeworriedaboutthatshit
If you've ever applied for a credit card, mortgage, cell phone, car loan etc, you're in danger
DrewBerg
I have a best buy card, like a credit card just for BB. Does that count? I rent, so no mortgage, I have no car and I pay my phone by the min
serenityfast
Most apartments check your credit anyway, so if they did, you're definitely in there.
DrewBerg
Am I safe....er?
icantbeworriedaboutthatshit
No. I just posted a link in a comment with all the information in it
eerongal
You are not. If you have ANY credit card, a bank account, a cell phone, have signed a renting/leasing form, you are in equifax.