ilovemidgets
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For the first time today I was able to do something for me and no one else. All on my own and I couldn’t be happier. I don’t want to stop driving. I have wanted this car since it came out it’s a Ford Focus st 2016. I can’t stop smiling
*edit* thanks for all the awesome wishes didn’t think that it would make most viral! This made my day even more awesome send the boobs and car stuff!!!
cydark
CONGRATS! Happy for you!
monkeyfooty22
Well done. Nice feeling to have accomplished that. Now drive safe
AnonsAndMinions
Hey! I just got my dream car too! Subaru WRX =) I know the feeling man, you drive that baby as much as you want! Congratulations!
frenchy864
Hey a fellow ST driver, congrats!
WalksWithNoFear
InfinityAero
Nice, we got my wife an 18 SEL last year, nothing but good experiences yet. Test drove an ST but couldn't talk her into learning manual...
LosPer
Congrats @op!!! Great feeling, isn't it?
HexAdventures
Congrats! That's a lot of adult points for you.
MacClay
Good job not getting the sunroof. I love the car but fucking hate that thing.
Coppertone82
No car payment = loose change for MODS!
AJediInTraining
That's a fun car. I drove a Mazdaspeed 3 for 3 years and it's basically the same thing. Enjoy OP!
SeasonedCitizen
Congrats on being one of the few that can drive a manual.
Tristanisawesome
It ain't that fuckin hard
pervygamer
Another building huh ps move those shitty small cars out of the way it's blocking the view
Nach0Stallion
Well done @op, I have wanted an ST or an RS for quite a while, but sadly they are still out of my reach. One day perhaps. Happy motoring!
someguy7734206
As someone who is not really a car guy, can someone please tell me what is so special about this car?
ilovemidgets
It’s all mine
someguy7734206
My 2005 Camry is all mine too, but that doesn't make it special.
AllMyOpinionSuck
xD a ford focus makes the FP but my Z drowns in user sub. Imgur is a mysterious beast. Grats @OP gotta love getting into a new car.
ilovemidgets
Sorry buddy let me go check it out
AllMyOpinionSuck
Lol no worries wasn't meaning to sound complainy. More just commenting on how funny that is.
theawesomeocelot
Welcome to the FoST community! I'm a proud owner of one and it's great!
Fullmotard
Guess you just have to focus on yourself :P
MrPunGent
ST-eep
haze2893
I’m happy for @op that he can afFord it
ilovemidgets
I see what you did there
LedRobster
Welcome to the ST fam. Check your purge valve recall ?
XANDERcylinderPANTS
Also maybe just go ahead and replace that rear motor mount real quick haha
Goonit
16s have a better rear mount and don't really need them to be replaced. It adds more vibration than stability to the newer models imo.
shadow2442
nice car dude. good for you. I was able to do that in 2010 (golf mk5 gti) and still drive it daily. still in love!
bolillo
Esdog
Nice! I had a turbo diesel fiesta, was a great little hatch, would like a focus though!
Falanxzealot
The Ecoboost GTDIs are something else compared to any of Ford's TDcis
Esdog
Yep, amazingly economical
Falanxzealot
My Zetec S Fiesta gets 70mpg at 70mph on motorways. And 0-60 in 7 sec. And no vehicle excise duty :-D
Janusha
Thats a very good car for the "normal" car bracket.
NightDangerMoose
I've got a 16 FoST as well and I love it to death. Excellent choice my dude.
frenchy864
I drive a 13', bought it new.
theUFCfan
Blown head gasket yet?
HenryFondle
hEAdgaSKET - Marty
GreasySkadoosh
MCM FTW
infernopg
I have an RS and that was a problem with pre jan 2017 models due to a mistake by the factory that produced them not an issue anymore
andydicktracymorganfairchild
That black car is blocking it
Ralpheo
Don’t be mean
KingCanvey
chancewillbeafinething
babydinosaur314
@op, if they still offer the octane academy for free do it! Happy fiesta st owner here who occasionally autocrosses. They’re both rad cars
ilovemidgets
Educate me oh wise one
babydinosaur314
A couple months after I purchased my car I got a letter in the mail congratulating me on my purchase and offering me a weekend class at
babydinosaur314
6/ guys in the class with me. You get some fun participation trophies and awards and also get tickets to go gokarting the next day.
babydinosaur314
4/ and some tours, the second day was on track driving laps in both the focus and fiestas. And then you spent the remainder doing autocross
babydinosaur314
3/ opportunity for the new car and camped and made a vacation out of it. We were coming from Seattle, WA. The first day was orientation
babydinosaur314
5/ “training” in the fiestas. For what it’s worth, I was the fastest female they had had ever at octane academy and beat out all the other
babydinosaur314
2/ their octane academy in Salt Lake City, UT all I had to do was get register, and show up at the track. My bf and I used it as a road trip
narutosenpia0
How does it look on the inside , please photo Nice car ?
TheWulfrunian
Mine is a RS, but the inside is almost identical, so... https://imgur.com/bg1nnZL
ilovemidgets
Eh it’s basic sadly I want to mod it my self
wastedpoptart
Other than the shit Microsoft head unit I loved my st. It’s a damn go-kart around corners.
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narutosenpia0
Looks very Nice !!! Enjoy it ?
Abrahamn
This is fake, there’s no vape.
WHYvictimsofabombraid
Great car, looks really cool in black.
mto96
I have the same car just newer also in black. Let me tell you it is a bitch to keep clean. But waxxing it helps alot
Timmy79
The sunburst yellow colour that's only available for the ST looks better IMO but it's not going to be everyone's taste.
Bloxyboi
Still can't believe ford is going to discontinue every car except the mustang and the gt and just make trucks only.
openbobspls
Until you take it home and it’s covered in pollen 30 minutes after washing it. Fuck my black car.
BklynPunisher
On my second black car, said I’d never do it again after the first one but did anyway. Black cars a a bitch to keep clean.
Freddo2501
Send some pics, and I'll consider it.
Imjustheretodrinkandcomment
Keeping a black car clean is like having a second job
O0O0O0O0O0O0O0O0
Paid in full?
LoadedBakedPotatoes
Five finger discount.
WomensLover
Shut the fuck up you guys! This is his first car, and dream car! Just congrats the man! Don't break the atmosphere ok?
Itemidentifier
It is a Ford..
WomensLover
So what...... It is not about the brand, it's about dream come true. Just let the man be happy, will ya
ObviousObservationMan
That’s the only way anyone should ever buy a vehicle. If you can’t afford it in cash then you can’t afford it
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yarrBooty24
Holy shit congrats
Spaceqowboy
Awesome fucking job. I know how it feels. Happy driving!!!
TheStealthHippopotamus
GODDAMNHELLYEAH
WillRambleOffTopic
attaboy
BobaFettApproves
You coulda had a used porsche boxster for $300/$400 a month while improving your credit score... but I'm happy for your achievement.
RedIronCrown
The tco would be brutal comparatively speaking.
BobaFettApproves
Mine will break once and cost X but yours will break 5 times.
RedIronCrown
You don't know what I drive. A Porsche is costlier to insure, and maintain, and depreciates more. Tco will be much higher than a small car.
ash020
Good job OP. Congrats on the car and well done for sticking to it. All the best
MrGizoisa
JSteady331
Like a BOSS
tehoriginaldave
Well done! That's a great car, and you should be proud of yourself. I sincerely hope you enjoy it.
allthis4nothing
Hot damn, well done!
Synthski
Fuck yeah!
wasitsomethingisaid
High pressure car salesmen annoy the shit out of me. I saved for 13 years to pay cash for my current car so I wouldn’t have to remember it.
dangerousDoc
-slow clap- I wanted to do so with my first car but had to do the entire loan thing to build up my credit...
Tradedigits
Worst thing I ever did was buy a brand new vehicle. Now I'm stuck with a payment for something I don't want and can't leave my job lol
Tradedigits
I had to make payments though, if I would've saved up and bought a newer/used car outright I'd be much better off. You did good.
AbyssalKraken
Holy shit! Well done!!
LeftRightThere
mfm227
Now just save up the shelby version that isnt made anymore and u got the best in town
MacClay
The Shelby version is almost entirely just aesthetic upgrades. No one in the ST community takes it seriously.
Nach0Stallion
There is a Shelby edition ST?
MacClay
Kinda. It's not an official Ford option. It's an aftermarket/dealer option that most of the ST community derides for being cashgrab.
ilovemidgets
Never.. it’s just decals at a 5k mark up
mfm227
You obviously don’t know much about it then if thats what you assume. Infact the top tier options included (1)
OliverClothesoff70
That's awesome. Now, take a few hundred bucks every month and make a car payment to YOURSELF, not a bank.
ilovemidgets
Yeah that’s the idea of it. I make sure my kids and everyone are taken care of
DoorbyTheHouseShelf
Invest that shit! Put it in an investment account or buy a couple blue chip stocks. Not as secure as savings, but you'll get higher returns.
IDontLikeMeEither
Seriously don't invest in anything unless you know wtf you're doing..
jridley
Well don't do individual investments. Things like no-load index funds are the best and it's very hard to beat their performance anyway.
nihilistdad
Please do, it's easier to make money on a market with many idiots.
DoorbyTheHouseShelf
Did ever say anything about not doing research before investing..? That's a given.. Why would you ever invest without first looking into
OliverClothesoff70
Investing only becomes a smart move AFTER you've taken care of building basic defenses against the unexpected. Owning your car is basic.
DoorbyTheHouseShelf
Again that's a given... It's called a budget. You set aside a certain amount for investing, saving, bills, expenses, etc. Every part of your
SirSkellingtonBonerLord
does "basic defenses against the unexpected" include turrets and anti-air defense?
Sayagain
Did you walk in with a briefcase full of money handcuffed to your wrist? I've always wanted to do that
NoIdeaWhatToUseHere
Haha that’s an awesome idea!
PaleChixAreMyFetish
A $9k car is ninety $100 bills. You could stuff that in a wallet. You'd need to get to Bugatti level to need a small briefcase.
Plantz
But what if you use 9k $1 bills?
ferb
Mine would carry a harmonica.
CoolHandRK
I paid off my car with the first payment. Gave a downpayment, went through financing, and then just sent the full amount on first payment.
jridley
My uncle once bought a pickup with a fat envelope full of $100s. The dealer was a little nervous about it.They don't usually see cash.
RedIronCrown
Nowadays large cash transactions cause a lot of paperwork because of money laundering laws.
markonemick1
Someone once bought a Rolls Royce with two carrier bags full of cash.
oshodatwan
Sauce or gtfo
markonemick1
Here you go you illiterate twat.
Ilieoften
I’ve sold Benzes for a number of years. This is not uncommon at all.
RacecarRoadcar
Its not illegal?
WorthEveryPenny
That's one way to launder money
idiosamatik
Dealerships are required to fill out a special gov't form for cash payments over 10K for this exact reason
markonemick1
Apparently it was an oil rich Arab, and a very long time ago.
O0O0O0O0O0O0O0O0
Like a boss
data2dyne
Like a Fuckin Unit!
mongoose40
An absolute. Unit.
sambaah05
Also, many insurance will pay off your loan in the event of total loss. If you paid cash, they'll just give you a "market value" back.
Shelbelabobela
Always pick agreed value. Fuck getting what they determine market value.
Ornatenut
Have to have gap insurance here
drbloodbathmc
I was offered it with my first car and it was a no brainer. Short cash now and in the event it gets totaled I’m fine no matter what? Whooo
DoorbyTheHouseShelf
Gap insurance is God send. Actually ended up getting paid out more than I bought the car for both times I had to use it.
TheRealBenderBendingRodriguez
Almost. It's called gap insurance. Always ask for it as its not readily available through all dealerships and insurers.
Cheyzam
Better yet ask your insurance carrier. Typically $50 every 6 months for gap opposed to a thousand or so at the dealer.
DoorbyTheHouseShelf
It's always better to outright own your assets. Builds equity. Gap insurance will cover the loss. Assets - liability = Owner's equity.
RacingToRedLights
That's not true. Sometimes depending on offers you can get a better deal on a lease bc of dealer incentives. I'll give an example. 40K MSRP
RacingToRedLights
Lets say lexus is offering finance deal at 2.9% interest and the lease offer is $4,000 lease cash off MSRP. You need to do more calculation
RacingToRedLights
in order to know which deal is most sound you still need to calculate if the $4k lease cash saves you money vs the finance IF you purchase
Thranx
There's no such thing as building equity when it comes to vehicles. With very VERY limited exception, they only lose value. (1/2)
DoorbyTheHouseShelf
That's just so not true. Maybe with new cars that constantly depreciate as soon as you drive them off the lot, but I've owned several used
DoorbyTheHouseShelf
Cars that I sold for more than I bought it for. Buy a car with a few problems outright. Fix it up. Flip for a profit
Thranx
You are constantly LOSING value/equity with any vehicle and should always treat it as loss. (2/2)
zdriver984
Not really, if you're investing your money you can easily beat the interest rate on a loan. You can make more using someone else's money
zdriver984
Why do u think unbelievably wealthy people still have mortgages? Keeping your money making more return over the 3.5% the bank charges.
Thranx
People have a hard time with the concept. If your money can reliably make more money that your loan, no point in paying the house off early.
Mairoa
Can confirm-work for a rich af mortgage broker. The math just checks out-all 16 houses she owns are on mortgages. She's got millions
sambaah05
That's actually a bad idea for cars. Interest rates for car loans are so low, it may be a better idea to get the loan and invest the cash.
ASquare
It’s definitely not an investment never say that about a car purchase.
Dokramuh
Anything below 5% you should do min payments and invest extra cash into mutual funds or S&P
Dokramuh
I'm no investment genius, however and don't take my advice. All I'm saying is it's simple maths.
culthero13
Kudos to anyone who has the discipline to stick with it, but most people don’t, which is huge reason people have so much debt.
JustGonnaSayIt
Yes dad
culthero13
So what you’re saying is that everyone should take out a loan and invest the loaned money, even though investing is risky to begin with.
kegsdale
Borrowing money on anything that goes down in value is a had idea. If possible you should avoid paying interest on depreciating assets.
zdriver984
Wrong
RedIronCrown
Opportunity cost. If you can invest the money at a higher rate than the interest on the loan then it makes little sense not to borrow.
zdriver984
This
JustGonnaSayIt
Word. That and uhhhh, let the guy be happy ffs. Everyone always has fucking unsolicited advice
Hydrokracker
Read the "total money makeover" by Dave Ramsey.
PikaMouse
OliverClothesoff70
On a small cost item like this, I'd disagree. Own your daily-use stuff outright, THEN use money for investing. Ask Dave Ramsey. He knows.
uppishduck
Small stuff like this? Holy shit I wish I had that mindset. I’m so broke my ramen is broke.
superspaceman1337
You are factually incorrect. It is not financially viable to pay a monthly payments with interest on something depreciating by the day.
RedIronCrown
You will be ahead in net worth if you invest the cash at a higher rate than the interest rate. The backing asset is irrelevant.
superspaceman1337
There is not an investment bank on earth that grants an 8% guaranteed interest rate on a $30k deposit. In addition, you cannot withdraw 1/2
superspaceman1337
the actual saved funds during the lease/payment process without it affecting the amount of capital gained from the interest rate. 2/2
RedIronCrown
There are car loans for way less than 8%. Some are low enough that a decent savings account will beat them.