Life Advice by Killer Mike.

Jun 17, 2016 12:57 PM

MadVillainousDave

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152232

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8635

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301

Vid Sauce: https://youtu.be/NDQoMv4WBlc

And don't forget to wear sunscreen.

9 years ago | Likes 2 Dislikes 0

But do they have grits up in this motherfucker?

9 years ago | Likes 4 Dislikes 0

DONT BE AVERAGE FIR FUCKS SAKE

9 years ago | Likes 2 Dislikes 0

Instructions clear; married dank memes.

9 years ago | Likes 3 Dislikes 0

Real solid advice here.

9 years ago | Likes 4 Dislikes 0

RUN THE JEWELS!!!!!!!! this man is fantastic.

9 years ago | Likes 4 Dislikes 1

When this gets reposted next please remove the really dumb advice about being able to quit your job just because you bought a cheap house...

9 years ago | Likes 2 Dislikes 0

Repost but I'm upvoting anyway because good advice.

9 years ago | Likes 2 Dislikes 0

Man, Kid President REALLY grew up.

9 years ago | Likes 2 Dislikes 0

I've never heard of this guy but damn I really like him.

9 years ago | Likes 5 Dislikes 0

Killer advice. +1

9 years ago | Likes 2 Dislikes 0

People get offended when i say sir or mam. Fast food places suck to work for

9 years ago | Likes 3 Dislikes 0

Yeah, I don't don't get that. I've experienced it myself. When did this start?

9 years ago | Likes 1 Dislikes 0

holy crap how many times will this be reposted

9 years ago | Likes 2 Dislikes 0

also you can totally say yes sir disrespectfully

9 years ago | Likes 2 Dislikes 0

This us like a monthly fp post

9 years ago | Likes 8 Dislikes 1

Try weekly... it's getting so tired

9 years ago | Likes 4 Dislikes 1

Also trying to fight off a mugger with martial arts is generally a bad idea. If you're not armed don't resist, and if you are: Shoot them.

9 years ago | Likes 5 Dislikes 1

alright I'll shoot them with a pocket pussy, it'll freak me out so bad they won't try to mug men again... or women who are Into those things

9 years ago | Likes 1 Dislikes 0

"Put a towel down cuz I swear it gets messy." "Now imma show you what I'm bout to do, skeet skeet skeet all over you." -Killer Mike

9 years ago | Likes 4 Dislikes 1

As much as this is a repost, I thoroughly enjoy rereading it every time I see it as a good reminder of some things I want to remember :)

9 years ago | Likes 2 Dislikes 0

I'm going to print these and put them up around my office.

9 years ago | Likes 18 Dislikes 1

True dis

9 years ago | Likes 2 Dislikes 0

Not sure about the high ambitions part. Most people set their bars too low I think. Aim for greatness and all that. Otherwise, good stuff.

9 years ago | Likes 14 Dislikes 1

Don't know "Killer Mike" but I do know "Prison Mike"

9 years ago | Likes 4 Dislikes 0

He's a rapper, check out Run The Jewels, they're pretty solid.

9 years ago | Likes 2 Dislikes 0

I did check them out! I like! Sounds pretty old school almost like Del da Funky Homosapien

9 years ago | Likes 1 Dislikes 0

Buy a house? Cheap? Loooooooooool.

9 years ago | Likes 2 Dislikes 0

Wait 20 years. It will seem cheap then. Trust me on this.

9 years ago | Likes 1 Dislikes 0

How expensive houses are in 20 years time means nothing if you still can't afford a house today.

9 years ago | Likes 1 Dislikes 0

"school pretty much only prepares you to be a factory worker" Good luck becoming a doctor without school.

9 years ago | Likes 12 Dislikes 1

What I think he meant by that is that school only prepares you to fit in at that one job that'll be your worklife...

9 years ago | Likes 1 Dislikes 1

...and outside school prepares you to find where you belong in actual life, with hobbies, interests & social life.

9 years ago | Likes 2 Dislikes 1

Stopped reading after "don't have ambitions."

9 years ago | Likes 6 Dislikes 0

That are *too high*. Everyone and their mother taking degrees to become a CEO or brain surgeon is a dead end for most.

9 years ago | Likes 1 Dislikes 0

Because most of those people don't have the ambition it takes. When it comes to long tasks, you're the one who sets your limits, most often

9 years ago | Likes 1 Dislikes 0

Exactly. True ambition requires you to overcome obstacles, it shouldn't be expected to come easy and one should never give up due to a minor

9 years ago | Likes 2 Dislikes 0

setback.

9 years ago | Likes 2 Dislikes 0

Getting an MBA or MD is still a better goal than striving to just be average. At least *have* a goal is what I'm saying.

9 years ago | Likes 1 Dislikes 0

.

9 years ago | Likes 2 Dislikes 0

Good point.

9 years ago | Likes 3 Dislikes 0

badum tss

9 years ago | Likes 2 Dislikes 0

I see you got it. The point, that is.

9 years ago | Likes 1 Dislikes 0

I hate the whole "respect your elders" thing. I'll respect people who deserve it. Not all older people deserve it.

9 years ago | Likes 7 Dislikes 4

But there is a natural deference that youth owes to age.

9 years ago | Likes 1 Dislikes 0

had sometimes rape people, or cancer survivor athletes are sometimes cheating junkies. So it can be good, in your youth, to assume you're 4

9 years ago | Likes 3 Dislikes 1

culture, and saccharine super hero stories above all else, there might be something to it. Over time you learn that T.V. dads you wish you 3

9 years ago | Likes 3 Dislikes 1

The idea behind respecting your elders is that your understanding of the world isn't yet developed, e.g., "my parents were dumb when I was 1

9 years ago | Likes 3 Dislikes 1

a teenager, then got a lot smarter in my 20s." Given that kids (based on their consumption patterns) prize athletic ability, celebrity 2

9 years ago | Likes 3 Dislikes 1

Too many assume the only other option is disrespect. And you really should turn that around, to only disrespect those who deserve it. $0.02

9 years ago | Likes 9 Dislikes 0

I'm certainly still polite to people. I'll give up my seat on the bus/train etc. I just try to gauge people on personality rather than age

9 years ago | Likes 1 Dislikes 0

This...this is what it's all about! <3

9 years ago | Likes 2 Dislikes 0

not yet the best judge of who "deserves" respect. Just don't respect baby boomers, because they're evil and we should gas them all to death5

9 years ago | Likes 2 Dislikes 1

From 0 to 100 in one hell of a Crabwalk...

9 years ago | Likes 2 Dislikes 0

:-)

9 years ago | Likes 2 Dislikes 1

You sound like a huge asshole.

9 years ago | Likes 3 Dislikes 0

Because I don't get people a free pass on the premise that they are old?

9 years ago | Likes 1 Dislikes 1

You should respect people automatically unless they actively do something to lose it. Also, being old sucks. Don't make things harder.

9 years ago | Likes 1 Dislikes 0

Don't get me wrong, I'm still polite to people. I didn't see respecting someone the same as acting respectably towards someone.

9 years ago | Likes 1 Dislikes 0

Maybe I'm confusing respect with admiration.

9 years ago | Likes 1 Dislikes 0

Because respect isn't your default. Disrespect should be earned, respect should be automatic.

9 years ago | Likes 2 Dislikes 0

This is neat

9 years ago | Likes 1 Dislikes 0

Good point. I don't immediately disrespect people either, though. I guess indifferent would be the word. But you make a good point.

9 years ago | Likes 3 Dislikes 0

These are great and so is he, but I don't know anyone who bought a cheap house and is now just chillin in it.

9 years ago | Likes 23 Dislikes 2

I think he meant cheap in the fact that house/land prices go up over time so buying earlier is buying cheaply (as in lifetime timeline)

9 years ago | Likes 1 Dislikes 0

Right, but still better to build 10 years of equity than rent all the way into your 30s or beyond.

9 years ago | Likes 2 Dislikes 0

My grandparents. Cost them 60k in the 60s, has been fully paid off for years now. value is about 250k now.

9 years ago | Likes 1 Dislikes 0

Maybe he was referring to money makes money. Get equity early and you are ahead of the game and can start investing earlier. Who knows.

9 years ago | Likes 4 Dislikes 0

You can't "get equity." You either create it (invention, authorship), pay the (high) market rate for good equity (blue chip stocks, houses 1

9 years ago | Likes 1 Dislikes 2

in good urban areas), or bet (and probably lose) on bad equity doing better than projected (junk bonds, foreclosures in recovering 2

9 years ago | Likes 1 Dislikes 2

neighborhoods). Not surprisingly, the best position to be in is to inherit enough wealth to buy good equity. 3

9 years ago | Likes 1 Dislikes 2

Not sure if you understand what equity is. Equity = assets - debts. You can't just "buy good equity". A paid mortgage = high equity.

9 years ago | Likes 1 Dislikes 1

you clearly aren't. Don't presume to correct me when you're clearly... clearly out of your depth. 2

9 years ago | Likes 1 Dislikes 1

No, stupid. Equity is an ownership interest the value of which is pegged to the valuation of the asset in question. I'm a finance attorney 1

9 years ago | Likes 1 Dislikes 1

"pegged to the valuation of the asset", AKA, market value - remaining mortgage value. You refer to "good/bad" equity, which makes me think 1

9 years ago | Likes 1 Dislikes 0

that you're lumping a bunch of concepts--dividends, risk, or perceived quality of an asset--into the term "equity", which is disingenuous. 2

9 years ago | Likes 1 Dislikes 0

Thanks to property taxes you can't just buy a home, quit your job and chill.

9 years ago | Likes 174 Dislikes 5

After youve paid your house off you could use the equity to pay for property taxes. A lot of jurisdictions have specific programs for that

9 years ago | Likes 2 Dislikes 0

This is true, but I still agree with buying early to avoid throwing away rent money for years.

9 years ago | Likes 12 Dislikes 2

Right, but you prob can for a little while. I think he's saying build 10yrs of equity instead of renting all through/past your 20s.

9 years ago | Likes 19 Dislikes 0

cheap house won't have much equity. And after 2008, homes took a hit to their FMV... Home equity is not liquid either. (2/2)

9 years ago | Likes 4 Dislikes 1

Buying a house you can afford is a good idea. Equity is literally just the FMV of your home minus all leins on the property. So a (1/2)

9 years ago | Likes 5 Dislikes 0

Spent my 20s in grad school and early 30s as a peripatetic academic. All my equity is in those 3 letters behind my name.

9 years ago | Likes 7 Dislikes 2

But you can pay off your house, save up a bit of coin, and then retire, because without a mortgage you can save A TON quickly.

9 years ago | Likes 9 Dislikes 0

That's a BIG if though. Paying off a house isn't necessarily easy, especially if it's a house you want to retire and spend your life in

9 years ago | Likes 2 Dislikes 0

On a 25 year amortization you will pay it off in 25 years... not really a "big if"

9 years ago | Likes 2 Dislikes 0

And those pesky utilities

9 years ago | Likes 2 Dislikes 0

property taxes aren't very high, and in most jurisdictions you have years to correct it if you miss a property tax payment.

9 years ago | Likes 5 Dislikes 2

They're about $5000 around here on a $210,000 home.

9 years ago | Likes 2 Dislikes 0

(bi-annually)

9 years ago | Likes 1 Dislikes 0

$10k/year?! Where?? Ive NEVER heard of property taxes being that insane. Mine is $3000/year

9 years ago | Likes 1 Dislikes 0

$5000 paid just once, yes? It's a one time payment?

9 years ago | Likes 1 Dislikes 0

mine is 900 a year on a 140k house........yeah Minnesota

9 years ago | Likes 1 Dislikes 0

I am very jelly belly.

9 years ago | Likes 1 Dislikes 0

$5000 paid just once, yes? It's a one time payment?

9 years ago | Likes 2 Dislikes 1

I wish. Twice a year, every year. I roll mine into my mortgage payments

9 years ago | Likes 2 Dislikes 0

What?! Why do you even need to pay for that? I mean, once you own the house, why the taxes? What happens with the collected tax eventually?

9 years ago | Likes 2 Dislikes 0

Mines $1k a year for a 200k house. 10% interest compounded monthly.

9 years ago | Likes 1 Dislikes 0

I am very jelly belly

9 years ago | Likes 2 Dislikes 0

Really depends on where you live. If you're in the boonies of ND then yeah it'll be cheap, if you live in or near a city in CA it'll be $$

9 years ago | Likes 2 Dislikes 0

Sure, but even then, it's probably not that high relative to rent in those same areas. It's certainly not enough to make owning a bad thing.

9 years ago | Likes 1 Dislikes 1

Buy better beer...most definitely the take away from this...and don't sell that cool car.

9 years ago | Likes 320 Dislikes 3

Yeah, better beer for sure. But there's nothing wrong with having high ambitions... I'd rather take advice from someone like Warren Buffet.

9 years ago | Likes 2 Dislikes 3

Killer Mike just convinced me to hold on to my Challenger.

9 years ago | Likes 5 Dislikes 0

Or buy better whiskey

9 years ago | Likes 1 Dislikes 0

Bought my Mustang Cobra before we had kids because I knew I'd never be able to buy one later.

9 years ago | Likes 1 Dislikes 0

And keep the clothes you think is outdated. Shit comes back in style, yo!

9 years ago | Likes 1 Dislikes 0

I did sell my cool car, but I like the one I have now better. It's odd how that can happen. Life stages change life priorities.

9 years ago | Likes 2 Dislikes 0

Better yet, marry the girl who supports your love for your cool car. My husband drives his dream car. And we have a kid anyway.

9 years ago | Likes 1 Dislikes 0

If I ever sell my Road Runner it will be for an even cooler car.

9 years ago | Likes 6 Dislikes 0

Is there such a thing as a cooler car than a Road Runner?

9 years ago | Likes 3 Dislikes 0

No

9 years ago | Likes 4 Dislikes 0

I traded my cool car for better beer

9 years ago | Likes 1 Dislikes 0

I had a Porsche 928. I should have kept it. I loved that car

9 years ago | Likes 15 Dislikes 0

If you ever get one again, get custom plates that say H982 FKL, post to imgur with some title along the lines of "IT LIVES!!!" (1/2)

9 years ago | Likes 5 Dislikes 0

(2/2) Front Page profit.

9 years ago | Likes 3 Dislikes 0

Your username completes this. The 928 also needs to be in mortgage-advising grey.

9 years ago | Likes 3 Dislikes 0

What does h982 fkl mean

9 years ago | Likes 3 Dislikes 0

It's the license plate that got Top Gear kicked out of Argentina.

9 years ago | Likes 3 Dislikes 0

i followed the beer advice.. but now im selling my "cool" car to pay the fines for my dui :(

9 years ago | Likes 3 Dislikes 4

No one said drink and drive dumbass

9 years ago | Likes 4 Dislikes 0

i didnt drink and drive that would be stupid. i drank then drove...

9 years ago | Likes 1 Dislikes 0

I miss my Corvette.

9 years ago | Likes 40 Dislikes 0

Well you would

9 years ago | Likes 10 Dislikes 1

What year? I've been looking at buying a 70s Stingray but they're underpowered compared to modern offerings.

9 years ago | Likes 2 Dislikes 0

2007 Z51 Black on black with a black and aluminum wheels and Corsa stage 2 exhausts

9 years ago | Likes 4 Dislikes 0

Ooooh, very nice!

9 years ago | Likes 3 Dislikes 0

She really was. tear...

9 years ago | Likes 2 Dislikes 0

I still have mine, bought another one to go with it too. Although I already had a house and they're both a bit older.

9 years ago | Likes 3 Dislikes 0

I compromised for a station wagon. I want a E65 AMG Wagon (Mercedes), but all I have now is a 535 BMW wagon- still, a family car with kick.

9 years ago | Likes 2 Dislikes 0

Your username implies it was a Z51? Why did you let it go?

9 years ago | Likes 4 Dislikes 0

Got married & needed a bigger house. Got 35k cash for that turned into a down payment on property I put another 12k into then sold for +85K

9 years ago | Likes 13 Dislikes 0

You should buy another corvette

9 years ago | Likes 1 Dislikes 0

I'm trying to save up to import an R32 skyline GTR when I come back from Japan

9 years ago | Likes 3 Dislikes 0