Anyone Interested detailed posts about the IRS, Debt Collection or Mortgages

I've debated whether or not to even post this, because while I know there are tons of people on IMGUR and Reddit that have financial issues, I dont know how many would genuinely like to see routine posts regarding certain issues and how to handle them.

First off, my background.

Mortgage broker since 2004. Had a financial company that did mortgages, credit repair, real estate and traded MBS on the secondary market. I have worked for both JPM and Citi on contract when they were being told by the government they had to buy back a few billion worth of mortgages. I routinely 'assist' people with their taxes (people that owed thousands before we reviewed it and ended up getting thousands back, legitimately, because they didn't know about certain deductions). I assist people with credit repair (for free and on the side) as well as debt validations and in some instances, helping file complaints in small claims court (something people think is too scary to worry about). I am certainly not the smartest, but I would say I am more well rounded than anyone else in my industry and after years of watching people on here give bad advice or solicit advice and not getting it, I figured this may be helpful.

Things I would cover:

From 'what to do if I get sent to collection' to 'collection agencies wont stop calling me' to 'I haven't filed taxes in 8 years what do I do (something I elaborated on in /r/personalfinance).
We would cover things relating to the FDCPA (Fair Debt Collection Practices Act). This basically spells out what you can and can't do in regards to getting sent to collection, like:

Did you know that if you get sent to collection, you have 30 days to file a debt validation request, basically making the collection agency prove you owe the debt with a complete accounting of where the debt came from, how they got the much higher amount than the original debt (when it balloons from $200 to $550)...

...or...

...do you know you can request a debt collection agency STOP harassing you by sending them a very specific letter? That if they call you once that letter is received, it's a violation of the FDCPA and you can sue them carte blanche for a few grand (and win) if you can prove you sent the letter.

...or did you know that not filing your taxes isn't the end of the world and most people are actually OWED money when they file back returns?

I am a mortgage broker first (dont actively originate anymore - not soliciting here)... I just did collection/debt assistance for free to help people qualify, got really really really good at it, help people all the time get mortgages when they didn't think they would qualify.

I read a comment a few days ago about needing 20% down and a 720 score... that couldn't be further from the truth. You can have a 560 and qualify for a mortgage, you can have ZERO credit and qualify for a mortgage via non-traditional lines of credit. People just think because the market crashed, they cant qualify. Rules have laxed, programs have improved and you can purchase a house with 3% down and sometimes, qualify for down payment assistance. Hell if you live in a rural area, USDA loans will give you 102% and VA loans will give you 100%, both with down payment assistance.

So much bad financial advice has come from this site and it's exhausting trying to help people via a 140 character reply...

...so I figured I'd post this and see if anyone wanted help.

If this becomes popular, big *if*, I'll create an email address specifically for this site that people can send emails too as well as posting here and I'll answer as many questions as I can. Encourage others to add to this, because quite frankly, too many people get taken advantage of by collection agencies and the IRS because they dont know their legal rights to defense and how to be proactive.

tl;dr - I have a background in consumer finance pertaining to mortgages, IRS, collection, debt and want to help people as much as I cana.